Calculators
Free condo calculators
Condo cost estimator, HOA fee calculator, replacement cost tool, and monthly payment calculators. Run the numbers before you commit.
22 calculators
- Condo CalculatorMonthly mortgage, HOA fees, taxes, and insuranceRead more →
- Rent vs BuyCompare ownership vs renting over timeRead more →
- Condo ExpensesFree condo expenses calculator: estimate monthly mortgage, HOA, taxes, insurance, PMI, utilities, and assessment buffer in one payment.Read more →
- Condo HOA FeeCalculate how condo HOA fees affect your total monthly payment, annual dues, and budget if fees rise 10% or 20%.Read more →
- Condo AffordabilityFind out how much condo you can afford based on income, debts, and total housing payment.Read more →
- Special AssessmentEstimate the monthly or lump-sum cost of a condo special assessment.Read more →
- Condo Closing CostEstimate buyer closing costs for a condo purchase including fees, prepaids, and reserves.Read more →
- Mortgage Plus HOACombine principal, interest, and HOA into one monthly housing payment estimate.Read more →
- Condo InsuranceEstimate monthly HO-6 condo insurance and how it fits into your total payment.Read more →
- Condo Property TaxConvert annual property tax rates into a monthly tax payment for your condo.Read more →
- Condo Investment ReturnEstimate potential return on a condo investment including rent, expenses, and appreciation.Read more →
- Condo Cash FlowCalculate monthly cash flow for a condo rental after mortgage, HOA, taxes, and insurance.Read more →
- Condo Refinance SavingsCompare your current mortgage payment to a refinanced rate and estimate break-even time.Read more →
- ARM vs Fixed RateCompare adjustable-rate and fixed-rate mortgage payments for a condo purchase.Read more →
- HOA Reserve RiskAssess special assessment risk based on reserve funding and planned capital projects.Read more →
- Condo AppreciationProject condo value growth and equity buildup over your planned ownership period.Read more →
- Condo Down PaymentCalculate down payment amounts and remaining loan balance for a condo purchase.Read more →
- PMI RemovalEstimate when you can drop private mortgage insurance based on equity and payments.Read more →
- Cost of Waiting to BuyCompare buying now versus waiting based on price changes, rent, and rates.Read more →
- Condo vs House CostCompare total monthly cost of owning a condo versus a single-family home.Read more →
- Rent vs Buy BreakevenFind how many years until buying a condo costs less than renting.Read more →
- Condo Replacement Cost EstimatorEstimate condo replacement cost for HO-6 dwelling coverage using square footage and local rebuild cost per sq ft.Read more →
Related guides
Learn the basics before you run the numbers
- HOA FeesWhat condo HOA fees cover, typical costs, and how to evaluate dues before you buy.
- Monthly HOA Fees for CondosTypical monthly HOA fee ranges, what dues cover, and how to verify condo association fees before you buy.
- Condo Fees vs HOA FeesCondo fee vs HOA fee explained: when the terms mean the same monthly dues, and when they do not.